| There are alternatives for your small business when | | | | The broker s niche is the small to mid-sized business, |
| the bank says no. You can work with a lease broker | | | | looking for leases of $100,000 and less. The smaller |
| who can find alternative funding sources for your | | | | market has consistently been under serviced by |
| next equipment purchase. | | | | leasing companies. Their commitment to the small and |
| Do not give up the hope of getting that new truck | | | | mid-sized lease customer is reinforced by the |
| or machinery your business so desperately needs. By | | | | rock-solid belief that nothing less than the best will do |
| contacting a lease broker you could actually come | | | | in any transaction. |
| out ahead in the long run instead of tying up the | | | | If it is used for your business, almost anything can be |
| extra capital that the bank wants in order to finance | | | | leased. Here are some of the industries where the |
| your needed equipment purchase. | | | | tools of the trade can be leased for use in the |
| If you have had credit issues in the past, your bank | | | | operation of the business: |
| may not even want to risk lending to you at this | | | | Phone Systems, Computers, Office Items, Video |
| moment, but that doesn't mean you need to put | | | | Cameras, Photographic , Medical Appliances, Dental |
| your business expansion on hold. You could lease the | | | | Equipage, Chiropractic Needs, Office Furniture, |
| gear that you business needs with very little down, | | | | Restaurant Kitchen Appliances, Scientific Apparatus, |
| instead of the 20 percent or more that your bank | | | | Yellow Iron, Manufacturing Facilities, Air Conditioning , |
| wants you to invest. | | | | Welding Items, Shelving & Display Cases, TV |
| Here are some of the benefits of Equipment Leasing: | | | | Studio Items, Outdoor/Indoor Signs, Dry Cleaning |
| - Leasing improves your company s cash flow. There | | | | Machinery, Refrigeration and Heating Fork Lift Trucks, |
| is no need for significant cash outlays, as opposed to | | | | Farm Machinery, Hoists, Cranes, Tow Trucks, Autos, |
| purchasing, which generally requires a large down | | | | Industrial Machinery, Communications Appliances, |
| payment. | | | | Water Purification , Recycling , Lighting , Hotel |
| - It does not have any impact on your individual | | | | Facilities, Theater Projection Devices, Environmental |
| credit lines. | | | | Material, Chemical Handling, Cement Mixers, |
| - Profits and growth are improved through leasing. | | | | Woodworking , Forestry , Television & Home |
| Businesses choose not to invest in that what | | | | Theater Electronics, Power Plant Materials, Saw Mill , |
| becomes obsolete and will improve your balance | | | | And The List Goes On... |
| sheet. | | | | So, if your bank has turned you down, do not fret, |
| - Reduces long term debt. | | | | you can still get the equipment you need. You might |
| - The payments are considered operating expenses | | | | even get much better terms since your deal can be |
| and are 100 percent tax deductible in most | | | | shopped among many lease funding sources that will |
| businesses. | | | | compete to do business with you and your company. |
| Creative financing is available through using leasing for | | | | You could be better off in the long run, and thank |
| your business instead of financing through a bank or | | | | your bank for telling you no. |
| other financial institution, because lower payments | | | | The value of your equipment and technology comes |
| can be arranged during the early months of the lease. | | | | from using it, not owning it. When acquiring assets |
| You need to seek out a broker who was structured | | | | the best rule to remember is to own assets that |
| to handle small to mid-sized leases, which make up | | | | appreciate and to lease assets that depreciate. You |
| the major portion of a $270 billion industry. An | | | | can buy your leased asset at the end of the lease |
| estimated 8 out of 10 businesses lease their | | | | for as little as $1.00! |
| apparatus to improve cash flow. | | | | |