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Article #10: Personal Injury - Accident Types

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Personal Injury - Accident Types note, youremployer cannot terminate your
Personal Injury - Accident Types employment if you make apersonal injury
compensation claims. If youare in any
- doubt or concerned over this, we
RTA - Road Traffic Accidents recommend that you consult usimmediately.
-
Accidents at Work DISEASES AT WORK
- The working environment can affect people
Accidents in a Public Place such that they suffer diseases asa
- result. Although these diseases may not
Slips, Trips or Falls be evident immediately symptoms
- maydevelop much later. Although in
Product Liability - Faulty Goods general terms apersonal injury
- compensation claims has tobe issued
General Accident within three years from the date of the
cause of injury or illness,this time
Road Traffic Accidents limit may be lengthened if you were not
...account for a large proportion of all aware of the cause of yoursymptoms until
accidents andpersonal injury compensation some time later.If you suspect that your
claims in the symptoms are related towork place injury,
UK and drivers of vehicles are required please consult us as soon as possible.
to have some level of insurance cover.
These being: Fully Comprehensive, Third MACHINERY AT WORK
Party Fire and Theft or Third Partyonly. There are many factors that contribute to
These policies provide protection for accidents involving machinery inthe work
anyone (including members of thesame place which can lead to a
family) who may be involved in an legitimatepersonal injury compensation
accident, who suffer personal injury as claim. Forexample poorly maintained
aresult of the driver's negligence and equipment, or badly trained staff can.
may need to place apersonal injury However youraccident occurred, please
compensation claim whetheror not the consult us and will be happy to advise
driver's negligence has led to a police you.
prosecution. If it isdiscovered that a
negligent driver had inadequate or no LIFTING AT WORK
insurance at the time ofthe accident, you If you suffer any injury as a result of
may still be able to bring apersonal liftingwhilst at work, it may be that
injury compensation claim forthrough the this was caused by your employer's
MIB (Motor Insurers failure toprovide adequate training or
Bureau).font-family:Verdana;color:#333333 proper manual handling equipment. Your
; font-weight:700"> employer hasan obligation to ensure that
Road Traffic Accidents - DRIVER the work place is safe and free from
A driver can make apersonal injury hazards.
compensation claims forloss and injuries Unfortunately many times this is in
if someone else was to blame for the dispute, however if you decide to file
accident. This is mostoften another apersonal injury compensation claim then
driver although under some circumstances youshould seek expert advice.
the accident may havebeen caused by the SLIPS & FALLS AT WORK
negligent actions of another party. For If you were not responsible for injuries
example if the roadswere not gritted such suffered as a result of a slip orfall at
that they remained icy and in a hazardous work, it may be that your accident was
condition, apersonal injury compensation caused by your employer's failureto
claimsmay befiled against the party comply with current safety standards in
responsible for maintaining the roads. If respect of hazards in the work place.
the accidentinvolved a pedestrian or If this is the case you can make
cyclist who were later shown to be at apersonal injury compensation claims
fault, apersonal injury compensation Youremployer has an obligation to ensure
claim couldstill made even though the that the work place is safe and free
offending party may not posses adequate fromhazards.
or anyinsurance cover. However, in these
circumstances we may advise that it is PUBLIC PLACE
notworth bringing suchpersonal injury Land and / or property owners have an
compensation claim. obligation to ensure the safety of
allvisitors. In most cases insurance
Road Traffic Accidents - PASSENGER cover will be in place to ensure that
A passenger involved in an accident in aninjured party will be able to make
almost all circumstances can bring apersonal injury compensation claim in
asuccessfulpersonal injury compensation theevent of injury occurring.
claims fordamages where they have
suffered injuries. Passengers are SLIPS, TRIPS & FALLS
generally regarded asblameless casualties If your accident was caused by a defect
who have suffered as a result of someone on a path or pavement, for examplean
else's negligence. obstacle or pothole you may be able to
However, failure to comply with the law bring apersonal injury compensation claim
relating to the wearing of seat beltsmay againstthose responsible for maintaining
affect the level of damages obtained in the path or pavement.
any award. Although slips and falls can often be the
cause of some of the most
Road Traffic Accidents - CYCLIST painfulinjuries, if you were to some
If a cyclist is involved in an accident degree responsible for causing your
where a third party is at fault, injuries, itis unlikely that you will be
apersonal injury compensation claims may able to make apersonal injury
bebrought against the offending third compensation claim.
party. In addition to obtaining
compensationfor your injuries, you may SHOPS, STORES & RESTAURANTS
also be able to recover losses in respect Store owners and managers have an
of damageto your bicycle and clothing as obligation to ensure that their
well as loss of earnings by starting premisesare free from slipping hazards.
apersonal injury compensation claim. If a floor is wet whether from a recent
spillageor cleaning routine, signs must
Road Traffic Accidents - PEDESTRIANS be erected to alert customers and
A pedestrian may be able to recover visitors tothe hazard. If you have
compensation through apersonal injury suffered an accident due in your local
compensation claim for theirinjuries if supermarket orshopping centre then you
they can show that their injuries were may be entitle to make apersonal injury
caused entirely or to somedegree by a compensation claim
third party. If as a pedestrian involved
in an accident you are heldpartly to PRODUCT LIABILITY - FAULTY GOODS
blame, you may still be entitled so some These are cases arising out of a
level of compensation. The situation where products are defective
Claims Master Group will be happy to andcause injury as a result of the
advise you on anypersonal injury defect. If you have been injured as a
compensation claim. result ofpurchasing a standard consumer
product which is defective, then you may
Road Traffic Accidents - INVOLVING be ableto make apersonal injury
ANIMALS compensation claim from themanufacturer
Regrettably, animals that stray onto the supplier as well as individuals/companies
road can cause accidents. Owners through whom the goodsmay have passed.
oflivestock such as cattle or horses are
duty bound to the safety of road users OTHER ACCIDENTS
bymaintaining adequate levels of security This category will include cases not
in respect of their livestock. If it listedabove. For example sports
canbe shown that the owner of an animal injurycases, where an injury occurs 'on
involved in an accident neglected the field of play' due to the reckless
theirduty to maintain a safe environment actionsof an opponent, or the failure of
for road users, apersonal injury an official to apply the rules of the
compensation claims fordamages may be game inthe way in which they should be
brought against them. applied. We will advise on any concerns
orqueries you have in regards to putting
ACCIDENT IN THE WORKPLACE forward a personal injury
If you are involved in an accident at compensationclaim
work, it will be necessary for you toshow
that your injuries were caused by the ****************************************
negligence of your employer ****************************If you need
beforepursuing apersonal injury advice or would just like to speak to
compensation claim. Youremployer is also someone, please don't hesitateto give
responsible for the actions of work Claims Master Group a call on 08000 71 22
colleagues who causeaccidents involving 71.
injury. Please remember that you have an The
obligation to makeyour employer aware of Personal Injury, Accident Claim,
any accidents, which occur whilst at No Win No Fee,
work. Thisinformation should be properly Road Traffic Accident specialists.
recorded in the Accident Book. Please






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