| Personal Injury - Accident Types | | | | occur whilst at work. Thisinformation should be |
| Personal Injury - Accident Types | | | | properly recorded in the Accident Book. Please note, |
| | | | youremployer cannot terminate your employment if |
| - | | | | you make apersonal injury compensation claims. If |
| RTA - Road Traffic Accidents | | | | youare in any doubt or concerned over this, we |
| - | | | | recommend that you consult usimmediately. |
| Accidents at Work | | | | |
| - | | | | DISEASES AT WORK |
| Accidents in a Public Place | | | | The working environment can affect people such |
| - | | | | that they suffer diseases asa result. Although these |
| Slips, Trips or Falls | | | | diseases may not be evident immediately symptoms |
| - | | | | maydevelop much later. Although in general terms |
| Product Liability - Faulty Goods | | | | apersonal injury compensation claims has tobe issued |
| - | | | | within three years from the date of the cause of |
| General Accident | | | | injury or illness,this time limit may be lengthened if |
| | | | you were not aware of the cause of yoursymptoms |
| Road Traffic Accidents | | | | until some time later.If you suspect that your |
| ...account for a large proportion of all accidents | | | | symptoms are related towork place injury, please |
| andpersonal injury compensation claims in the | | | | consult us as soon as possible. |
| UK and drivers of vehicles are required to have some | | | | |
| level of insurance cover. | | | | MACHINERY AT WORK |
| These being: Fully Comprehensive, Third Party Fire | | | | There are many factors that contribute to accidents |
| and Theft or Third Partyonly. These policies provide | | | | involving machinery inthe work place which can lead |
| protection for anyone (including members of thesame | | | | to a legitimatepersonal injury compensation claim. |
| family) who may be involved in an accident, who | | | | Forexample poorly maintained equipment, or badly |
| suffer personal injury as aresult of the driver's | | | | trained staff can. However youraccident occurred, |
| negligence and may need to place apersonal injury | | | | please consult us and will be happy to advise you. |
| compensation claim whetheror not the driver's | | | | |
| negligence has led to a police prosecution. If it | | | | LIFTING AT WORK |
| isdiscovered that a negligent driver had inadequate or | | | | If you suffer any injury as a result of liftingwhilst at |
| no insurance at the time ofthe accident, you may still | | | | work, it may be that this was caused by your |
| be able to bring apersonal injury compensation claim | | | | employer's failure toprovide adequate training or |
| forthrough the MIB (Motor Insurers | | | | proper manual handling equipment. Your employer |
| Bureau).font-family:Verdana;color:#333333; | | | | hasan obligation to ensure that the work place is safe |
| font-weight:700"> | | | | and free from hazards. |
| Road Traffic Accidents - DRIVER | | | | Unfortunately many times this is in dispute, however |
| A driver can make apersonal injury compensation | | | | if you decide to file apersonal injury compensation |
| claims forloss and injuries if someone else was to | | | | claim then youshould seek expert advice. |
| blame for the accident. This is mostoften another | | | | SLIPS & FALLS AT WORK |
| driver although under some circumstances the | | | | If you were not responsible for injuries suffered as a |
| accident may havebeen caused by the negligent | | | | result of a slip orfall at work, it may be that your |
| actions of another party. For example if the | | | | accident was caused by your employer's failureto |
| roadswere not gritted such that they remained icy | | | | comply with current safety standards in respect of |
| and in a hazardous condition, apersonal injury | | | | hazards in the work place. |
| compensation claimsmay befiled against the party | | | | If this is the case you can make apersonal injury |
| responsible for maintaining the roads. If the | | | | compensation claims Youremployer has an obligation |
| accidentinvolved a pedestrian or cyclist who were | | | | to ensure that the work place is safe and free |
| later shown to be at fault, apersonal injury | | | | fromhazards. |
| compensation claim couldstill made even though the | | | | |
| offending party may not posses adequate or | | | | PUBLIC PLACE |
| anyinsurance cover. However, in these circumstances | | | | Land and / or property owners have an obligation to |
| we may advise that it is notworth bringing | | | | ensure the safety of allvisitors. In most cases |
| suchpersonal injury compensation claim. | | | | insurance cover will be in place to ensure that |
| | | | aninjured party will be able to make apersonal injury |
| Road Traffic Accidents - PASSENGER | | | | compensation claim in theevent of injury occurring. |
| A passenger involved in an accident in almost all | | | | |
| circumstances can bring asuccessfulpersonal injury | | | | SLIPS, TRIPS & FALLS |
| compensation claims fordamages where they have | | | | If your accident was caused by a defect on a path |
| suffered injuries. Passengers are generally regarded | | | | or pavement, for examplean obstacle or pothole you |
| asblameless casualties who have suffered as a result | | | | may be able to bring apersonal injury compensation |
| of someone else's negligence. | | | | claim againstthose responsible for maintaining the path |
| However, failure to comply with the law relating to | | | | or pavement. |
| the wearing of seat beltsmay affect the level of | | | | Although slips and falls can often be the cause of |
| damages obtained in any award. | | | | some of the most painfulinjuries, if you were to |
| | | | some degree responsible for causing your injuries, itis |
| Road Traffic Accidents - CYCLIST | | | | unlikely that you will be able to make apersonal injury |
| If a cyclist is involved in an accident where a third | | | | compensation claim. |
| party is at fault, apersonal injury compensation claims | | | | |
| may bebrought against the offending third party. In | | | | SHOPS, STORES & RESTAURANTS |
| addition to obtaining compensationfor your injuries, | | | | Store owners and managers have an obligation to |
| you may also be able to recover losses in respect of | | | | ensure that their premisesare free from slipping |
| damageto your bicycle and clothing as well as loss of | | | | hazards. If a floor is wet whether from a recent |
| earnings by starting apersonal injury compensation | | | | spillageor cleaning routine, signs must be erected to |
| claim. | | | | alert customers and visitors tothe hazard. If you |
| | | | have suffered an accident due in your local |
| Road Traffic Accidents - PEDESTRIANS | | | | supermarket orshopping centre then you may be |
| A pedestrian may be able to recover compensation | | | | entitle to make apersonal injury compensation claim |
| through apersonal injury compensation claim for | | | | |
| theirinjuries if they can show that their injuries were | | | | PRODUCT LIABILITY - FAULTY GOODS |
| caused entirely or to somedegree by a third party. If | | | | These are cases arising out of a situation where |
| as a pedestrian involved in an accident you are | | | | products are defective andcause injury as a result of |
| heldpartly to blame, you may still be entitled so some | | | | the defect. If you have been injured as a result |
| level of compensation. The | | | | ofpurchasing a standard consumer product which is |
| Claims Master Group will be happy to advise you on | | | | defective, then you may be ableto make apersonal |
| anypersonal injury compensation claim. | | | | injury compensation claim from themanufacturer |
| | | | supplier as well as individuals/companies through |
| Road Traffic Accidents - INVOLVING ANIMALS | | | | whom the goodsmay have passed. |
| Regrettably, animals that stray onto the road can | | | | |
| cause accidents. Owners oflivestock such as cattle or | | | | OTHER ACCIDENTS |
| horses are duty bound to the safety of road users | | | | This category will include cases not listedabove. For |
| bymaintaining adequate levels of security in respect | | | | example sports injurycases, where an injury occurs |
| of their livestock. If it canbe shown that the owner | | | | 'on the field of play' due to the reckless actionsof an |
| of an animal involved in an accident neglected | | | | opponent, or the failure of an official to apply the |
| theirduty to maintain a safe environment for road | | | | rules of the game inthe way in which they should be |
| users, apersonal injury compensation claims | | | | applied. We will advise on any concerns orqueries you |
| fordamages may be brought against them. | | | | have in regards to putting forward a personal injury |
| | | | compensationclaim |
| ACCIDENT IN THE WORKPLACE | | | | |
| If you are involved in an accident at work, it will be | | | | **********************If you need advice or would |
| necessary for you toshow that your injuries were | | | | just like to speak to someone, please don't |
| caused by the negligence of your employer | | | | hesitateto give |
| beforepursuing apersonal injury compensation claim. | | | | Claims Master Group a call on 08000 71 22 71. |
| Youremployer is also responsible for the actions of | | | | The |
| work colleagues who causeaccidents involving injury. | | | | Personal Injury, Accident Claim, |
| Please remember that you have an obligation to | | | | No Win No Fee, |
| makeyour employer aware of any accidents, which | | | | Road Traffic Accident specialists. |