| Personal Injury - Accident Types | | | | Thisinformation should be properly recorded |
| | | | in the Accident Book. Please note, |
| Personal Injury - Accident Types | | | | youremployer cannot terminate your employment |
| | | | if you make apersonal injury compensation |
| | | | claims. If youare in any doubt or concerned |
| | | | over this, we recommend that you consult |
| - | | | | usimmediately. |
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| RTA - Road Traffic Accidents | | | | |
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| - | | | | DISEASES AT WORK |
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| Accidents at Work | | | | The working environment can affect people |
| | | | such that they suffer diseases asa result. |
| - | | | | Although these diseases may not be evident |
| | | | immediately symptoms maydevelop much later. |
| Accidents in a Public Place | | | | Although in general terms apersonal injury |
| | | | compensation claims has tobe issued within |
| - | | | | three years from the date of the cause of |
| | | | injury or illness,this time limit may be |
| Slips, Trips or Falls | | | | lengthened if you were not aware of the cause |
| | | | of yoursymptoms until some time later.If you |
| - | | | | suspect that your symptoms are related towork |
| | | | place injury, please consult us as soon as |
| Product Liability - Faulty Goods | | | | possible. |
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| General Accident | | | | MACHINERY AT WORK |
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| | | | There are many factors that contribute to |
| | | | accidents involving machinery inthe work |
| Road Traffic Accidents | | | | place which can lead to a legitimatepersonal |
| | | | injury compensation claim. Forexample poorly |
| ...account for a large proportion of all | | | | maintained equipment, or badly trained staff |
| accidents andpersonal injury compensation | | | | can. However youraccident occurred, please |
| claims in the | | | | consult us and will be happy to advise you. |
| | | | |
| UK and drivers of vehicles are required to | | | | |
| have some level of insurance cover. | | | | |
| | | | LIFTING AT WORK |
| These being: Fully Comprehensive, Third Party | | | | |
| Fire and Theft or Third Partyonly. These | | | | If you suffer any injury as a result of |
| policies provide protection for anyone | | | | liftingwhilst at work, it may be that this |
| (including members of thesame family) who may | | | | was caused by your employer's failure |
| be involved in an accident, who suffer | | | | toprovide adequate training or proper manual |
| personal injury as aresult of the driver's | | | | handling equipment. Your employer hasan |
| negligence and may need to place apersonal | | | | obligation to ensure that the work place is |
| injury compensation claim whetheror not the | | | | safe and free from hazards. |
| driver's negligence has led to a police | | | | |
| prosecution. If it isdiscovered that a | | | | Unfortunately many times this is in dispute, |
| negligent driver had inadequate or no | | | | however if you decide to file apersonal |
| insurance at the time ofthe accident, you may | | | | injury compensation claim then youshould seek |
| still be able to bring apersonal injury | | | | expert advice. |
| compensation claim forthrough the MIB (Motor | | | | |
| Insurers | | | | SLIPS & FALLS AT WORK |
| Bureau).font-family:Verdana;color:#333333; | | | | |
| font-weight:700"> | | | | If you were not responsible for injuries |
| | | | suffered as a result of a slip orfall at |
| Road Traffic Accidents - DRIVER | | | | work, it may be that your accident was caused |
| | | | by your employer's failureto comply with |
| A driver can make apersonal injury | | | | current safety standards in respect of |
| compensation claims forloss and injuries if | | | | hazards in the work place. |
| someone else was to blame for the accident. | | | | |
| This is mostoften another driver although | | | | If this is the case you can make apersonal |
| under some circumstances the accident may | | | | injury compensation claims Youremployer has |
| havebeen caused by the negligent actions of | | | | an obligation to ensure that the work place |
| another party. For example if the roadswere | | | | is safe and free fromhazards. |
| not gritted such that they remained icy and | | | | |
| in a hazardous condition, apersonal injury | | | | |
| compensation claimsmay befiled against the | | | | |
| party responsible for maintaining the roads. | | | | PUBLIC PLACE |
| If the accidentinvolved a pedestrian or | | | | |
| cyclist who were later shown to be at fault, | | | | Land and / or property owners have an |
| apersonal injury compensation claim | | | | obligation to ensure the safety of |
| couldstill made even though the offending | | | | allvisitors. In most cases insurance cover |
| party may not posses adequate or anyinsurance | | | | will be in place to ensure that aninjured |
| cover. However, in these circumstances we may | | | | party will be able to make apersonal injury |
| advise that it is notworth bringing | | | | compensation claim in theevent of injury |
| suchpersonal injury compensation claim. | | | | occurring. |
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| Road Traffic Accidents - PASSENGER | | | | SLIPS, TRIPS & FALLS |
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| A passenger involved in an accident in almost | | | | If your accident was caused by a defect on a |
| all circumstances can bring | | | | path or pavement, for examplean obstacle or |
| asuccessfulpersonal injury compensation | | | | pothole you may be able to bring apersonal |
| claims fordamages where they have suffered | | | | injury compensation claim againstthose |
| injuries. Passengers are generally regarded | | | | responsible for maintaining the path or |
| asblameless casualties who have suffered as a | | | | pavement. |
| result of someone else's negligence. | | | | |
| | | | Although slips and falls can often be the |
| However, failure to comply with the law | | | | cause of some of the most painfulinjuries, if |
| relating to the wearing of seat beltsmay | | | | you were to some degree responsible for |
| affect the level of damages obtained in any | | | | causing your injuries, itis unlikely that you |
| award. | | | | will be able to make apersonal injury |
| | | | compensation claim. |
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| Road Traffic Accidents - CYCLIST | | | | |
| | | | SHOPS, STORES & RESTAURANTS |
| If a cyclist is involved in an accident where | | | | |
| a third party is at fault, apersonal injury | | | | Store owners and managers have an obligation |
| compensation claims may bebrought against the | | | | to ensure that their premisesare free from |
| offending third party. In addition to | | | | slipping hazards. If a floor is wet whether |
| obtaining compensationfor your injuries, you | | | | from a recent spillageor cleaning routine, |
| may also be able to recover losses in respect | | | | signs must be erected to alert customers and |
| of damageto your bicycle and clothing as well | | | | visitors tothe hazard. If you have suffered |
| as loss of earnings by starting apersonal | | | | an accident due in your local supermarket |
| injury compensation claim. | | | | orshopping centre then you may be entitle to |
| | | | make apersonal injury compensation claim |
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| Road Traffic Accidents - PEDESTRIANS | | | | |
| | | | PRODUCT LIABILITY - FAULTY GOODS |
| A pedestrian may be able to recover | | | | |
| compensation through apersonal injury | | | | These are cases arising out of a situation |
| compensation claim for theirinjuries if they | | | | where products are defective andcause injury |
| can show that their injuries were caused | | | | as a result of the defect. If you have been |
| entirely or to somedegree by a third party. | | | | injured as a result ofpurchasing a standard |
| If as a pedestrian involved in an accident | | | | consumer product which is defective, then you |
| you are heldpartly to blame, you may still be | | | | may be ableto make apersonal injury |
| entitled so some level of compensation. The | | | | compensation claim from themanufacturer |
| | | | supplier as well as individuals/companies |
| Claims Master Group will be happy to advise | | | | through whom the goodsmay have passed. |
| you on anypersonal injury compensation claim. | | | | |
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| | | | OTHER ACCIDENTS |
| Road Traffic Accidents - INVOLVING ANIMALS | | | | |
| | | | This category will include cases not |
| Regrettably, animals that stray onto the road | | | | listedabove. For example sports injurycases, |
| can cause accidents. Owners oflivestock such | | | | where an injury occurs 'on the field of play' |
| as cattle or horses are duty bound to the | | | | due to the reckless actionsof an opponent, or |
| safety of road users bymaintaining adequate | | | | the failure of an official to apply the rules |
| levels of security in respect of their | | | | of the game inthe way in which they should be |
| livestock. If it canbe shown that the owner | | | | applied. We will advise on any concerns |
| of an animal involved in an accident | | | | orqueries you have in regards to putting |
| neglected theirduty to maintain a safe | | | | forward a personal injury compensationclaim |
| environment for road users, apersonal injury | | | | |
| compensation claims fordamages may be brought | | | | |
| against them. | | | | |
| | | | ******************************************** |
| | | | ************************If you need advice or |
| | | | would just like to speak to someone, please |
| ACCIDENT IN THE WORKPLACE | | | | don't hesitateto give |
| | | | |
| If you are involved in an accident at work, | | | | Claims Master Group a call on 08000 71 22 71. |
| it will be necessary for you toshow that your | | | | |
| injuries were caused by the negligence of | | | | The |
| your employer beforepursuing apersonal injury | | | | |
| compensation claim. Youremployer is also | | | | Personal Injury, Accident Claim, |
| responsible for the actions of work | | | | |
| colleagues who causeaccidents involving | | | | No Win No Fee, |
| injury. Please remember that you have an | | | | |
| obligation to makeyour employer aware of any | | | | Road Traffic Accident specialists. |
| accidents, which occur whilst at work. | | | | |